plan design

T. J. Pensions, Inc. specializes in Designing and Implementing Retirement plans. We offer administration of Qualified Pensions Plans. Profit Sharing, Defined Benefit, Cash Balance, and combinations (DB Offsets) with our goal to maximizing contributions for our clients while reducing their costs within their budget goals they want to consider for their retirement plan .  ​We provide an annual audit of your plan as well as complete your year-end census. Handle your mid-year discrimination testing. Set objectives for your plan based on the goals and needs of your organization. Allow clients to choose from a wide variety of 401(k) providers, each offering investment options to meet the short and long term objectives of all participants. Assist you with all aspects of the enrollment process to optimize plan participation. Offer a seamless transition from your current vendor to provide optimal benefit to all plan participants.